Wesbank Personal Loan

Wesbank Personal Loan

Apply for a WesBank CashPower Personal Loan from R5000 up to R200 000 and get an instant answer!


Why you should choose CashPower for your personal loan?

Convenient repayment terms

Apply for your loan over a term of anywhere between 2 and 6 years.

Customer Protection Plan included

Cover your CashPower Personal Loan debt, in the event of unforeseen circumstances such as dread disease, death, disability or retrenchment.

Fixed repayments

A guaranteed fixed interest rate means your monthly repayment will never change.

This is an estimated monthly payment amount, pending a formal application. Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a CashPower Personal Loan is 24.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.

An illustrative example of a loan at an interest rate of 24.50% per annum would be: Loan amount R60,000.00 plus a once-off initiation fee of R1,207.50 and a monthly admin fee of R69.00, over 72 months. The total cost of the loan will be R137,754.32 which is a fixed Annual Percentage Rate (APR) of 32.76%.

Loans are subject to the National Credit Act No. 34 of 2005. All loan applications are considered and are subject to credit approval. Due to legal requirements, you may need to provide a copy of your ID and a recent document confirming your residential address.

If you are married in community of property or in terms of customary or foreign law, you are required to obtain consent from your spouse to enter into any credit agreement.

Information about WesBank CashPower Personal Loans is available in Afrikaans, Zulu, or Xhosa. Simply call 0861 238 252 to request it.


WesBank CashPower Personal Loans are administered and managed by DirectAxis – a business unit of FirstRand Bank Ltd, an authorized Financial Services and Registered Credit Provider NCRCP20. Direct Axis SA (Pty) Ltd is a member of the Direct Marketing Association and we are committed to their principles, standards and code of practice. Direct Axis SA (Pty) Ltd Reg no. 1995/006077/07, an authorized Financial Services Provider, FSP7249.