Wesbank Application

Wesbank Application

This is an estimated monthly payment amount, pending a formal application. Loan repayment terms range from 24 to 72 months. The maximum interest rate with regards to a CashPower Personal Loan is 24.50% per annum (compounded monthly). Your rate and initiation fee will be determined according to your personal risk profile.


An illustrative example of a loan at an interest rate of 24.50% per annum would be: Loan amount R60,000.00 plus a once-off initiation fee of R1,207.50 and a monthly admin fee of R69.00, over 72 months. The total cost of the loan will be R137,754.32 which is a fixed Annual Percentage Rate (APR) of 32.76%.

Loans are subject to the National Credit Act No. 34 of 2005. All loan applications are considered and are subject to credit approval. Due to legal requirements, you may need to provide a copy of your ID and a recent document confirming your residential address.

If you are married in a community of property or in terms of customary or foreign law, you are required to obtain consent from your spouse to enter into any credit agreement.

Information about WesBank CashPower Personal Loans is available in Afrikaans, Zulu, or Xhosa. Simply call 0861 238 252 to request it.


WesBank CashPower Personal Loans are administered and managed by DirectAxis – a business unit of FirstRand Bank Ltd, an authorised Financial Services and Registered Credit Provider NCRCP20. Direct Axis SA (Pty) Ltd is a member of the Direct Marketing Association and we are committed to their principles, standards, and code of practice. Direct Axis SA (Pty) Ltd Reg no. 1995/006077/07, an authorised Financial Services Provider, FSP7249.

What would you like to apply for?

  • A car, bakkie, van or minibus for personal use
  • A scooter, off-road or on-road motorcycle for personal use
  • A jetski, quad bike, boat, caravan or trailer for personal use
  • Islamic finance
  • A personal loan
  • Balloon refinance