The First National Bank And Trust

With more than 130 years in the banking business, First National Bank and Trust is a local, family-focused community bank headquartered in Beloit, Wisconsin. FNBT serves communities throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area.

From excellent customer service, to the best-in-class offerings, we treat our customers like family. As we see it, being involved is more than doing something nice for our neighbors – it’s our responsibility to help our community grow by supporting the economic well-being and quality of life for everybody. 


Mobile Check Deposit 

Deposit your check without the trip to the bank!

Deposit a check using the camera on your smartphone or tablet and our Mobile Banking App.

Apply Now For a Home Loan

Ready to become a homeowner or refinance your mortgage?

Whether you’re a first-time homebuyer, building a custom home construction, or refinancing your home, we have a solution that’s right for you.

Sound Advice

Expand your financial knowledge today.

Access our free online money management program that explains critical concepts in a series of 2-7 minute interactive segments.