Standard Bank Revolving Credit Personal Loan

Standard Bank Revolving Credit Personal Loan

Get access to your funds again when you’ve repaid 15% of your loan with the option to increase your original amount over time.



Your revolving loan is paid straight into your account

Quick and convenient

Apply online, and get real-time approval


The option to increase your loan amount at a later stage

Just for you

We give you a personalised interest rate

How It Works

  • Apply for the Revolving Loan directly on the site to see if you qualify
  • We will call you, and finalise your loan application
  • Once approved, the funds will be paid straight into your bank account
  • Fixed Monthly repayments
  • Should you choose to settle your loan at any time, you will not be charged penalties
  • Increase or decrease your revolving loan amount, depending on your needs
  • We offer optional loan insurance in the event of disability, dread disease or death

What You need

  • A valid South African ID document or Smart card
  • 18 years or older
  • Proof of residence not older than 3 months
  • 1 month’s payslip
  • The last 3 months’ bank statements, if you don’t bank with us