Standard Bank of SA Ltd

Standard Bank Gold Credit Card

Standard Bank Gold Credit Card

Below is the information on the Standard Bank Gold Credit Card

Get affordable access to credit with a Gold card that’s packed with everyday benefits.


50.44MONTHLY FEE

5 000MIN MONTHLY INCOME

100 000CREDIT LIMIT

Personalised

INTEREST RATE

APPLY NOW

SOME OF THE BENEFITS

Travel perks

Enjoy flight discounts with Emirates for up to *35%. You also enjoy automatic basic travel insurance

Entertainment

Use your card for extra SK Club movie tickets and Wine-of-the-Month Club discounts

Stay connected

Receive 1GB per month AlwaysOn WiFi for 12 months for R 19 only

Buy 1 Get 1

Enjoy food and lifestyle offers on the MasterCard Buy 1 Get 1 app

What you get

Travel benefits

  • Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
  • Find a key to your city with Priceless Cities; access handpicked experiences and offers in cities around the world
  • I Go-China Mastercard Offer

Lifestyle benefits

  • Buy 4 Ster-Kinekor movie tickets with your card and only pay for 3, register  here 
  • Buy 1GB of AlwaysOn Wi-Fi for a once off fee of R19 and get 11GB FREE. 1GB per month, valid for 12 months
  • Access to food and lifestyle offers on the MasterCard Buy 1 Get 1 App.
  • UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for Ucount Rewards here

Insurance benefits



  • You are covered with automatic basic travel insurance

Card Features

  • Chip- and PIN-enabled Mastercard credit card
  • You can use your Credit Card at millions of merchants and ATMs worldwide – and to shop securely online.
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R 500 or less
  • Link your card to the  SnapScan or Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Single limit for straight and budget facilities
  • Credit limit changes on request
  • Automatic Lost Card Protection

What it cost

  • R50.44 monthly fee
  • Up to 55 days interest free credit if your account is paid in full on time
  • Swipe for free with no transaction costs at till points or online spend
  • 3% minimum monthly repayment with Automatic Payment Option

See 2018 pricing guide
2017 pricing guide

How to get it

What you’ll need

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Recent payslip
  • Proof of residence not older than 3 months
  • Must earn R5000 or more per  month

*You must be over 18. Approval is subject to credit checks and Financial Intelligence Centre Act (FICA) requirements.