Standard Bank of SA Ltd

Standard Bank Fixed Deposit Rates

Standard Bank Fixed Deposit Rates

Electronic Fixed Deposit Rates

These rates are effective from 05 April 2018

These rates apply to accounts opened by Standard Bank customers through Internet banking, Mobile App or at an AutoPlus machine.



Interest rates are quoted as per annum rates.

Balances R10 000 
to R99 999
Balances below 
R10 000
Interest monthlyInterest at maturityInterest monthlyInterest at maturity
33 days to under 3 months6.45%6.45%5.45%5.45%
3 months to under 6 months6.75%6.75%5.75%5.75%
6 months to under 12 months7.10%7.15%6.10%6.15%
12 months to under 18 months7.45%7.35%6.45%6.35%
18 months to under 24 months7.60%7.90%6.60%6.90%
24 months to under 36 months7.65%8.05%6.65%7.05%
36 months to under 48 months7.85%8.70%6.85%7.70%
48 months to 60 months8.05%9.35%7.05%8.35%

For balances of a R100 000 and above rates are applied on application.

Please note that for electronic rates we apply 0.15% preferential rate to ordinary interest rates.




Senior Citizen and Consolidator Fixed Deposits (These rates apply to customers aged 55 years old and older

These rates apply to accounts opened by Standard Bank customers through Internet banking, Mobile App or at an AutoPlus machine.

Balances R10 000 
to R99 999
Balances below 
R10 000
Interest monthlyInterest at maturityInterest monthlyInterest at maturity
33 days to under 3 months6.95%6.95%5.95%5.95%
3 months to under 6 months7.25%7.25%6.25%6.25%
6 month to under 12 months7.60%7.65%6.60%6.65%
12 months to under 18 months7.95%7.85%6.95%6.85%
18 months to under 24 months8.10%8.40%7.10%7.40%
24 months to under 36 months8.15%8.55%7.15%7.55%
36 months to under 48 months8.35%9.20%7.35%8.20%
48 months to 60 months8.55%9.85%7.55%8.85%

For balances of a R100 000 and above rates are applied on application.

Please note that for electronic rates we apply 0.15% preferential rate to ordinary interest rates.