Standard Bank Fixed Deposit Rates

Standard Bank Fixed Deposit Rates

Open an investment account where you can choose your investment period, make a single deposit, and see your money grow at a fixed rate. T&Cs apply


  • Interest rate based on your account balance and investment period
  • Interest and savings can be transferred to any other account at the end of the period
  • Link your bank card for access in-app, online, at ATMs or on your phone
  • Over 55s with a balance below R100 000 get an extra 0.5% annually for periods over 12 months
  • Interest calculated daily and paid monthly, quarterly, annually or at period end
  • Capital is guaranteed

Invest in a Fixed Deposit Investment Account before 31 December 2021 and you could enjoy an interest rate of up to 10.55%* on your investment.  *Effective interest applied at maturity. Terms and conditions

  • No monthly fees
  • Cash deposit fees apply
  • R450 minimum early withdrawal fee

Already have a bank account with us?

Apply via Internet Banking:

  • Sign into your Internet Banking profile
  • Navigate to the Save & Invest tab and click on the browse button
  • Scroll down until you see the Fixed Deposit Investment tile
  • Click on Get Account and complete the steps

Apply on our Banking App:

  • Sign into the app
  • Tap on the More tile
  • Select Open a new account
  • Tap on Savings and Investment
  • Scroll down until you see the Fixed Deposit Investment tile and tap on it
  • Click Open and complete the steps

Not a Standard Bank customer?

  • Complete our Call Me Back form and a consultant will be in touch with you to assist with opening an account
  • Please have the following documents ready:
    • Your South African ID (or passport if not a South African citizen)*
    • Proof of residence not older than 3 months