Standard Bank Fixed Deposit Rates

Open an investment account where you can choose your investment period, make a single deposit, and see your money grow at a fixed rate. T&Cs apply

Interest rate based on your account balance and investment period
Interest and savings can be transferred to any other account at the end of the period
Link your bank card for access in-app, online, at ATMs or on your phone
Over 55s with a balance below R100 000 get an extra 0.5% annually for periods over 12 months
Interest calculated daily and paid monthly, quarterly, annually or at period end
Capital is guaranteed

Invest in a Fixed Deposit Investment Account before 31 December 2021 and you could enjoy an interest rate of up to 10.55%* on your investment. *Effective interest applied at maturity. Terms and conditions

No monthly fees
Cash deposit fees apply
R450 minimum early withdrawal fee

Already have a bank account with us?

Apply via Internet Banking:

Sign into your Internet Banking profile
Navigate to the Save & Invest tab and click on the browse button
Scroll down until you see the Fixed Deposit Investment tile
Click on Get Account and complete the steps

Apply on our Banking App:

Sign into the app
Tap on the More tile
Select Open a new account
Tap on Savings and Investment
Scroll down until you see the Fixed Deposit Investment tile and tap on it
Click Open and complete the steps

Not a Standard Bank customer?

Complete our Call Me Back form and a consultant will be in touch with you to assist with opening an account
Please have the following documents ready:
- Your South African ID (or passport if not a South African citizen)*
- Proof of residence not older than 3 months