Standard Bank Black Card

Standard Bank Black Card

Get instant access to money when you qualify for one of our credit cards. You also don’t have to wait for your new card to arrive, you can simply use your credit card details to start shopping online immediately.


Use your Black card as a passport to new experiences wherever your journey takes you.

What you get

Travel Benefits

  • Car Rental & Chauffeur Service through AVIS AND enjoy up to 25% off your next rental when you book with AVIS
  • Unwind before you fly with 24 per annum complementary access to more than 850 local and international lounges around the World through Loungekey
  • Up to *35% off on Emirates flights (T&Cs apply) when you book through Leisure Desk
  • Feel at home even when you’re abroad. Enjoy special privileges and discounts of up to 15% at luxury serviced apartments
  • Make your stay truly rewarding and get complimentary hotel nights when you stay with SPG® Hotels & Resorts
  • Rent a car hassle-free and get discounts with Hertz Gold Plus Rewards®
  • Get more out of your hotel stay and receive many value ads when you book your holiday with Lushescapes
  • Find the key to your city with Priceless Cities. Access to handpicked experiences and offers in cities around the world
  • Get 20% off trips in the Middle East and Africa using the Careem cab hailing app
  • I-Go-China Mastercard offer  
  • The world is one phone call away. Get personalised travel concierge assistance, whenever you need it. Call 0800 212 328

Lifestyle benefits

  • Pamper yourself with an extended treatment and exclusive Spa Offer across Fairmont, Raffles & Swissôtels selected properties
  • Ship your online purchases home for less and shop at thousands of U.S. online stores through MyUS
  • Get Buy 1 Get 1 offers on Leisure, Entertainment, and Recusants through the Mastercard buy 1 get 1 free.
  • A world of luxury shopping and exclusive offers at 9 shopping villages in Europe
  • Be entertained at the Dubai Opera. Get access to front row seating and other complimentary benefits at the Dubai Opera
  • Buy 4 Ster-Kinekor movie tickets with your card and only pay for 3, register at here
  • Receive 1GB per month AlwaysOn WiFi for 12 months for R 19 only;
  • Get up to 33% off purchases when you purchase online on Wine of The Month
  • Enjoy unique lifestyle experiences with Celestial Gifts Experiences and get up to 15% off experiences
  • Collect UCount Rewards points every time you use your Credit Card, no matter where you shop. Register for Ucount Rewards here

Insurance benefits 

  • Travel with peace of mind whether your luggage goes missing or you experience flight delays, you’re covered for luggage and flight delays
  • Make your travel worry free as we’ve got you covered in case of an medical emergencies
  • Generate a travel insurance letter seamlessly and instantaneously for your visa application needs
  • Your ATM bodyguard. Get coverage in case you’re robbed or forced by threat to withdraw cash from an ATM. ATM Robbery Insurance
  • Shop with confidence in case of theft or accidental damages of purchases, your card has your back through Purchase Protection

Card features

  • Chip- and PIN-enabled Black Mastercard credit card
  • 3D Secure verification for safe online shopping
  • Tap to Pay™ in-store for R 500 or less
  • Link your card to the  SnapScanor Masterpass apps to pay by phone
  • Manage your card on your phone, in-app, online or at our ATMs
  • Activate or disable till-point, ATM and online card functionality using our app
  • Earn UCount Rewards for using your card
  • Single limit for straight and budget facilities
  • Credit limit changes on request
  • Automatic Lost Card Protection
  • Enjoy peace of mind with purchase protection, ecommerce cover and ATM robbery insurance

What it costs

  • No interest for 55 days if your account’s paid in full on time
  • 3% minimum monthly repayment
  • R 252.19   monthly fee
  • No monthly fee if bundled with a Private Banking Signature account

See 2018 pricing guide
2017 pricing guide

How to get it 


What you’ll need

  • South African ID copy (or passport if not an SA citizen)*
  • A recent payslip and 3 months bank statement
  • Proof of residence not older than 3 months