My First National Bank Card

My First National Bank Card, Whether you’re at home or on the road, manage your account 24/7, without the need to visit a branch.


Our step-by-step demos and downloadable guides will show you just how easy it is to stay in control wherever you are.

Credit Card Budget Calculator

Wondering what it is going to cost? Just use our calculator and check – it’s that simple!


Treat yourself!

Get exclusive promotional retail offers with an FNB Credit Card. Protect your card against fraudulent use online with Online Secure .

How interest works

A credit card’s interest rate is the price you pay for borrowing money. With credit cards, the interest rates are typically stated as a yearly rate, which is called the annual percentage rate (APR). You can avoid paying interest on purchases if you pay your balance in full each month.

If you’re an FNB customer, you can get a personalised interest rate on your credit card that’s based on your credit profile and affordability.

Travelling with your credit card

Using a credit card is one of the smartest and most convenient ways to book your return travel tickets and accommodation online.

Your FNB Credit Card is accepted world-wide and offers FREE Comprehensive Global Travel Insurance which provides up to R5 million cover for medical expenses, personal liability cover of up to R1 million+ in the event of accidental death, pre-existing medical conditions, total permanent disablement, cancellations, travel delays and lost, stolen or damaged baggage.