My First National Bank Account

My First National Bank Account, Accounts and rates offered through First National Bank are available in our service area of Bremer, Black Hawk and surrounding counties in Iowa.


When meeting with a Personal Banker to finalize your account opening, we will need to have a copy of primary ID, either a Drivers License or a Passport and VISA. We will also need a copy of a secondary ID: either a social security card, Medicare card, Photo ID, car registration, Utility Bill, etc. If the address on your driver’s license differs from that of your current address, also bring with you a current bill that was mailed to you for proof of address. (City Bill, Car Registration, Cell Phone Bill, etc.).


Open Account With First National Bank


Easy Account | No minimum income required

Because every cent counts

With an Easy Account smart option, you enjoy the best of both worlds in value and savings. Making sure you have the help you need when it comes to matters that are important to you and your family. The Easy Pay-As-You-Use is also available from R5.75.


Unlock more valuewith Easy

Easy Account smart option at R65 pm

Ideal for those looking for inclusive value

Get an affordable account that gives you more than just transacting! For only R65 pm, get cost savings and wellness benefits.

  • Free card swipes
  • 10 free online purchase transactions
  • Cash @Till® withdrawals
  • Set up debit orders
  • Free subscription to electronic banking channels
  • Send money to your loved ones using eWallet
  • Get a FREE Savings Account
  • Get rewarded with free airtime up to R15
  • Get 24/7 dedicated access to caring and supportive telephonic assistance, for you AND your loved ones. You will get advice on health issues, matters of the law and any financial problems you might have in your preferred South African language

Pay-As-You-Use from R5.75 pm

Ideal for those looking for the basics

No-frills banking with a low monthly fee and FREE Savings Account with competitive interest rates. Ideal if you do not do too many transactions on your account every month.

  • FREE Cellphone Banking mini statements
  • FREE balance enquiries on electronic channels
  • Purchase airtime or data when you need it
  • FREE card purchases
  • All the benefits of PAYU and more
  • Cash@Till® withdrawals*
    (*cash withdrawals charged at R1.60 per transaction)

Temporary Loan

Pay for those unforeseen expenses

With the Easy Account, you may qualify for a Temporary Loan from a minimum of R100. This will help you when you need additional cash to boost you for those unexpected expenses.

Apply now using Cellphone or Online Banking, ATMs, or the App. If you qualify for the Temporary Loan, the funds are made available instantly and there is no need to submit any information or fill in any forms.



FNB rewards you with airtime

Get rewarded in airtime each month if you have an FNB Easy Account on the Bundle Pricing Option

  • Get up to R15 back in airtime, if you have spent at least R1 on your Easy Card at USave, Checkers & Shoprite in a month.
  • In order to redeem your reward, you need to be registered for cellphone banking
  • For more information visit