Mercantile Bank Private Banking

Mercantile Bank Private Banking

Mercantile Bank Private Bank is the first bank in South Africa that exclusively caters to entrepreneurs. Our conversations with entrepreneurs shape everything we do. That’s why we have created smaller portfolios for our Relationship Managers to be able to offer each entrepreneur simple, transparent products and the service they deserve. There is a single point of contact, ensuring you have a holistic approach to all your service needs.

  • Overdraft (if required)
  • Unlimited basic functionalities: debit orders, EFT and ATM withdrawals at all Saswitch ATMs
  • Free internet banking
  • Private Bank Black Entrepreneur Credit Card which has a loyalty programme
  • Easy and convenient application process.


Enjoy unlimited basic transactions through a current account linked to an Entrepreneur Black Credit Card.

  • The card is linked to the loyalty programme to accumulate rewards.
  • Enjoy access to Bidvest Airport lounges around South Africa.
  • Private Bank App gives you the opportunity to view balances and redeem rewards

Qualifying criteria

Private Banking is available to business owners who have been in business for two years or more.


We offer you a range of Mercantile Bank borrowing products tailored to suit your unique requirements, all at highly competitive rates. Our suite of borrowing products includes overdrafts as well as term loans, asset and property finance.


Enjoy a full suite of Mercantile Bank investment products and services to cater for all your investment needs and deliver a solid return on your investment. These accounts include Call Accounts and Notice.