Mercantile Bank Personal Loans

We offer you a range of Mercantile Bank borrowing products tailored to suit your unique requirements, all at highly competitive rates. Our suite of borrowing products includes overdrafts as well as term loans, asset, and property finance.

OVERDRAFT

Enjoy a credit facility linked to your current account with a revolving facility which is:

Reviewed annually
Prime-linked interest rate
Only charged on the portion of facility used on the account on a monthly basis
You can easily access funds via cheques, debit card and internet banking

INSTALMENT FINANCE

Get a principle decision within 24 hours if all necessary documents have been provided.

VEHICLE FINANCE
Drive the car of your dreams from a dealership or through a private sale.

PERSONAL LOAN
Pay for education, consolidate debt or make home improvements.

STRUCTURED LOANS
Leverage your balance sheet to get access to funding.