Investec Bank High 5 Account

Investec Bank High 5 Account

Our High 5 account is now closed, and paying an interest rate of 0%. Please urgently contact our Savings Team to withdraw your savings on their dedicated closure line, 0330 123 5473 or +44 20 7597 2860 if you’re outside the UK.


The team are available 8am – 8pm, Monday to Friday (excluding bank holidays) or you can log into Investec Online, select your High 5 account and the Withdraw option.

Historical rates for the High 5 Issue 2 in 2021

Each Tuesday (or on the next Working Day, if this is not a Working Day), Moneyfacts will select the five highest rates to calculate the interest rate applicable to the account from any of the following three categories: (1) easy access – no bonus; (2) notice accounts; and (3) monthly interest accounts. Moneyfacts will only include in its calculation accounts provided by an Eligible Provider.

A bank or building society is considered an Eligible Provider, should they hold £5bn or more in consumer deposits and are FSCS protected. Moneyfacts lists brands under one banking licence separately. For the High 5 selection, brands are grouped based on sharing the same banking licence. If one brand is an Eligible Provider, all brands under that banking licence will be classified as an Eligible Provider too. Only one brand per grouping will be selected for the calculation and this will be based on which brand pays the highest rate.

The rates for the High 5 Account in 2020, and the five highest savings rates from which the High 5 Account’s rate was calculated for that period, can be found below. Please click on the tabs to see the rates for previous years.

The interest rates shown below are ‘gross’ rates with the exception of Investec High 5 Account which is ‘gross AER’. ‘AER’ stands for the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once a year. ‘Gross’ is the interest rate paid before the deduction of tax.

06 January 2021 to 12 January 2021

Financial institutionAccountGross AER
Close Brothers Savings95 Day Notice Account0.65%
Charter Savings Bank120 Day Notice – Issue 180.63%
Shawbrook Bank120 Day Notice Personal Account Issue 460.60%
Investec BankHigh 5 Account0.58%
Nationwide Building Society1 Year Triple Access Online Saver 100.50%
Virgin MoneyVirgin Money Instant Savings0.50%

13 January 2021 to 19 January 2021

Financial institutionAccountGross AER
Close Brothers Savings95 Day Notice Account0.65%
Charter Savings Bank120 Day Notice – Issue 180.63%
Shawbrook Bank120 Day Notice Personal Account Issue 460.60%
Investec BankHigh 5 Account0.58%
Nationwide Building Society1 Year Triple Access Online Saver 100.50%
Virgin MoneyVirgin Money Instant Savings0.50%

20 January 2021 to 26 January 2021

Financial institutionAccountGross AER
Charter Savings Bank120 Day Notice – Issue 180.63%
Shawbrook Bank120 Day Notice Personal Account Issue 460.60%
Investec BankHigh 5 Account0.55%
Nationwide Building Society1 Year Triple Access Online Saver 100.50%
Virgin MoneyVirgin Money Instant Savings0.50%
Yorkshire Building SocietyAnnual Access Account Issue 70.50%

27 January 2021 to 02 February 2021

Financial institutionAccountGross AER
Shawbrook Bank120 Day Notice Personal Account Issue 460.60%
Aldermore30 Day Notice Account Issue 100.55%
Investec BankHigh 5 Account0.53%
Nationwide Building Society1 Year Triple Access Online Saver 100.50%
Virgin MoneyVirgin Money Instant Savings0.50%
Yorkshire Building SocietyAnnual Access Account Issue 70.50%

07 July 2021 to 14 July 2021

Financial institutionAccountGross AER
Shawbrook Bank120 Day Notice Personal Account Issue 480.72%
Charter Savings Bank120 Day Notice – Issue 220.72%
Paragon Bank120 Day Notice Account (Issue 22)0.70%
Close Brothers Savings95 Day Notice Account (Issue 10)0.67%
Investec BankHigh 5 Account0.66%
Coventry Building SocietyLimited Access Saver (4)0.50%