Investec Bank Deposit Rates

Investec Bank Deposit Rates

Investec offers fixed-term deposits, notice deposits, and instant access deposits, prime linked deposits, and tax-free fixed rates. Deposits range from 1 month to 12 months


Investec Fixed Deposit Interest Rates

These products are no longer available to new clients.

Interest rates for individuals
 Monthly Gross P.A.ˆAnnual Gross P.A. AER*
Investec Fixed Term Deposits (on deposits between £25,000 and £1,000,000)
1 year Fixed Term DepositClosedClosed
18 month Fixed Term DepositClosedClosed
2 year Fixed Term DepositClosedClosed
3 year Fixed Term DepositClosedClosed
Notice Plus Account – Issue 2 (on deposits between £10,000 and £1,000,000)If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*.If your account balance is greater than £1,000,000, you will earn 0.00% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000.Interest is calculated daily and paid monthly.
Notice PeriodImmediate access percentageInterest rate (without loyalty rate)Interest rate (including loyalty rate)
  AER*Gross p.a.^(variable)AER*Gross p.a.^(variable)
350%0.30%0.30%0.35%0.35%
10%0.25%0.25%0.30%0.30%
20%0.20%0.20%0.25%0.25%
 
650%0.30%0.30%0.35%0.35%
10%0.25%0.25%0.30%0.30%
20%0.20%0.20%0.25%0.25%
 
950%0.50%0.50%0.55%0.55%
10%0.45%0.45%0.50%0.50%
20%0.40%0.40%0.45%0.45%
Interest rates for individuals
 Monthly Gross P.A.ˆAnnual Gross P.A. AER*
Cash ISA
£0 – £9990.00%0.00%
£1,0000.30%0.30%
Direct Reserve Sterling
£0-£24,9990.00%0.00%
£25,000-£2,000,0000.30%0.30%
Direct Reserve US dollar
$0-$24,9990.00%0.00%
$25,000-$2,000,0000.25%0.25%
Direct Reserve euro
€0-€24,9990.00%0.00%
€25,000-€2,000,0000.00%0.00%
E-asy Access Acount
£0 – £9,9990.05%0.05%
£10,000-£1,000,000 0.20%0.20%
Investec High 5 Acount
£25,000+0.00%0.00%
Investec High 5 Acount Issue 2
£25,000+0.00%0.00%