Habib Bank Ag Zurich HBZ Dubai

Habib Bank Ag Zurich HBZ Dubai

Habib Bank AG Zurich has been operating in the United Arab Emirates since 1974 and takes pride in its long-standing relationships with the multi-cultural business community. HBZ is viewed as one of the top five international banks in the UAE.


The Bank’s technology innovation began in the UAE in 1994. This has resulted in HBZ winning multiple international, regional, and UAE awards. The UAE operations contribute significantly to technology and operational excellence across the Group’s international footprint. Today, HBZ has eight branches across the country in the emirates of Abu Dhabi, Dubai, and Sharjah offering a full range of commercial banking services.

In today’s globalised environment we are always on the move whether its meeting clients, suppliers, manufacturers, employees, friends, family, on holiday, etc. With all this to do, you still have to address your constantly changing banking needs.

HBZ recognises these challenges and has extended an extensive suite of its services onto a secure online platform without compromising its rigorous compliance and security standards. Securely track your money and execute transactions from wherever you are, without having to call in or physically visit a branch. Manage your finances from the comfort of your desk or while on the move.

Manage your account and conduct financial transactions in real time from the secure channel of your choice

Bank anytime. 24 hours a day. World Wide.

Online Business Banking Services

Our online banking services for Business Banking customers includes:

  • HBZweb – Online Banking
  • HBZgsm – SMS Banking
  • HBZatm & HBZcdm – Automated teller and cash/cheque deposit service
  • HBZtel – Telephone banking service
  • HBZfax – Automated fax intimation service

Online Personal Banking Services

Our online banking services for Personal Banking customers includes:

  • HBZweb – Online Banking
  • HBZgsm – SMS Banking
  • HBZatm & HBZcdm – Automated teller and cash/cheque deposit service
  • HBZtel – Telephone banking service
  • HBZfax – Automated fax intimation service

Online Banking Security

In its continued efforts to further enhance security while logging onto HBZweb, HBZ offers its clients multiple security options for accessing and transacting online, such as:

  • HBZ Authenticator
  • HBZchallenge Mechanism
  • HBZsecure Key
  • HBZotp – One-Time Password
  • HBZcram – Challenge Response Authentication Mechanism