First National Bank Vehicle Finance

First National Bank Vehicle Finance, Whatever you wish to drive, fly or ride, get the finance you need from FNB.

Dealership Finance

Your dream car is within your reach

Understand how much you can buy and get tailor-made vehicle finance, with a choice of fixed or variable rates.


What this is

Tailored service

What Dealership Finance offers

  • A tailor-made vehicle finance solution
  • Choice of fixed or variable rate
  • A reasonable balloon payment or residual value to match your agreement choice

What this allows you to do

  • Buy a vehicle from a dealership
  • Buy a vehicle up to 10 years old
  • Finance a vehicle for at least R30 000 after deposit
  • Determine your repayments with the vehicle repayment calculator
  • Understand how much you can buy for with the vehicle purchase price calculator

Added value

Enjoy peace of mind and a smooth ride

Optional value adds available with your vehicle finance.

Retrenchment Policy

Pays up to 9 monthly instalments when you are involuntarily retrenched and remain unemployed

Deposit Protector

Pays back your deposit if the vehicle is stolen or written off

Courtesy Car Policy

Pays for the use of a courtesy car for up to 21 days if your car is stolen, written off or damaged

Access to vehicle auctions

Access to regular auctions of various vehicles


What’s hot

Personalised interest rate

The interest rate is tailor made to suit you

Immediate application feedback

Within 30 minutes you’ll get an answer on the outcome of your application

Finance vehicles up to 10 years old

Ability to buy previously owned vehicles. Subject to approval

Instalment Sale or Lease Agreement

Buy or sell privately


Insurance options

Make sure you’re covered

Various cover options available to make sure you’re always taken care of.

Comprehensive Insurance

Covers vehicle to protect the customer and FNB

Cover Plus

The shortfall insurance which covers the difference that is owed to FNB and the insurance payout

Customer Protection Plan (CPP)

Covers the outstanding balance in the event if death or permanent disability

Vehicle Warranty

Covers mechanical breakdown after the manufacturer’s warranty expires


Applying made easy

Dealership Finance
Qualifying criteria
  1. Permanently employed
  2. 18+ with a driving licence
  3. Earn at least R6 000 a month and have a clear credit record