First National Bank Texas

First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings, we have grown to over $1.6 billion in assets and operate in over 330 locations in Texas, Arizona, Arkansas, and New Mexico.


Our bank has grown in many ways over the years, but our focus and commitment remain the same—providing customers with great banking solutions and world-class service. More than a century ago, we began the tradition of being a great community bank focused on the financial success of our customers. Today, more than 3,200 dedicated banking professionals carry on and maintain that established custom.

We offer 7-day banking with extended hours plus Online Services and innovative, customer-friendly services, such as a variety of checking and savings accounts, business accounts, CDs, IRAs, credit cards, consumer and business loans, and mortgages.

So much has changed since 1901, but our commitment to putting our customers first has not. As we continue to grow and serve customers, we remain committed to providing a combination of modern banking convenience and old-fashioned service.

Please explore our website or visit a branch to see what convenient banking is all about!

What we offer

  • Start A Savings Plan
  • Apply For A Loan
  • Open An Account Online
  • Purchase A Home
  • Get A Credit Card
  • Order A Debit Card
  • Enroll In Digital Banking
  • Order Checks

At First National Bank/First Convenience Bank, we are committed to being your bank of choice by building lasting relationships, creating positive experiences, and fostering an enthusiastic and engaging environment where everyone can expect to be treated with dignity and respect.

Your feedback is vital to our success whether it’s a compliment, suggestion, or a complaint. If you’re ever unhappy about something we’ve done—or perhaps not done—please give us the opportunity to resolve your concerns. We value what’s right for our customers in everything we do!

Customer Support


Call 254-554-6699 or 800-677-9801 for First National Bank Texas or 800-903-7490 for First Convenience Bank. If you are calling our 24-Hour Personal Account Line and looking for information, click here to view a call tree to help you navigate through the system. The options listed may help you avoid longer wait times caused by increased call volumes.