First National Bank Pension Fund

First National Bank Pension Fund, At FNB, we will help you manage your money so that when you retire, you can maintain your desired lifestyle.


Plan for your retirement

It’s never too early tostart planning

Retirement is a time that we all look forward to but you have to plan ahead for it. You are never too young to start saving and investing for retirement.

Why save?

Because you save for the things that count…

  • For emergencies and unforeseen expenses

    We have a range of savings and investment accounts where you can access your money quickly

  • For specific goals or special events

    We have a range of savings and investment accounts where you can access your money after placing notice

  • For the longer term.

    We have a range of savings and investment accounts where you can access your money after a fixed period

  • Teach your child to save.

    What guidance do you need to choose the right savings and investments solution for you?

  • Tax-free savings.

What to consider

It’s never too early to start planning

Why you need a retirement plan

Life doesn’t stop when you retire. You need a plan to help ensure that you have sufficient income after your retirement and prioritise your goals. The key to retirement is to start saving and investing as soon as you can.

What to consider

It’s never too early to start planning

Why you need a retirement plan

Life doesn’t stop when you retire. You need a plan to help ensure that you have sufficient income after your retirement and prioritise your goals. The key to retirement is to start saving and investing as soon as you can.

Think about your needs

In retirement, your day-to-day expenses will still continue. You may still have bond repayments on your home. There could be an unexpected expense such as a hospital stay. Naturally when you have more time on your hands you tend to spend more, like booking that holiday you always wanted and taking up some hobbies. When you think about how much money you will need, you must consider all of your expenses – big and small, as well as planned and unplanned.

Ask the following questions

  • Do I save and invest enough each month to be able to retire?
  • Do I have too much debt?
  • What lifestyle do I foresee for myself once I am retired?

In retirement, your day-to-day expenses will still continue. You may still have bond repayments on your home. There could be an unexpected expense such as a hospital stay. Naturally when you have more time on your hands you tend to spend more, like booking that holiday you always wanted and taking up some hobbies. When you think about how much money you will need, you must consider all of your expenses – big and small, as well as planned and unplanned.

Ask the following questions

  • Do I save and invest enough each month to be able to retire?
  • Do I have too much debt?
  • What lifestyle do I foresee for myself once I am retired?

How much is enough?

Ensureyou’re not ill-prepared

It is anticipated that you will need at least 15 times your current salary to be able to retire, while also working towards being debt free when you retire.

FNB financial planning

How can we help you?

At FNB we will help you determine how best to invest your money to reach your financial goals.

An FNB financial planner can assist you with

  • Planning for retirement
  • Advice on retirement, investment, tax and estate planning
  • Achieving your retirement goals
  • Establishing how much money you’ll need to live comfortably
  • Improving the way you invest your money
  • How best to manage your hard-earned funds once retired