First National Bank Funeral Cover

First National Bank Funeral Cover, Planning a funeral is always a difficult time for any family, that’s why our Funeral Plan is easy to understand and even easier to apply for. You not only get financial peace of mind in unfortunate times, but also get more value and rewards with eBucks every month.


We pay out claims within 24 hours of receiving all the required documents so you can rest assured that you and your loved ones are covered.

  • Family Funeral Bundles from R20 000 for R89 pm
  • Get R100 000 cover for you and your spouse
  • Get R50 000 cover for your parents
  • Get R30 000 cover for your children
  • Earn extra eBucks every month

What you get

No fuss – no medicals and no questions

Added value

Double Accidental Death Benefit for you and your spouse

Quick payout

Claims paid out within 24 hours of receiving all the required documents.

Extended cover

Add up to 21 family members on a single plan.

Covered for life

All members of the plan will be covered for life provided premiums are paid.

Escalations

Your plan offers a 5% annual escalation option on its anniversary date. This will apply for everyone between the ages of 18 and 65 covered on your plan.

Family Bundles

Covers you, your spouse and up to 5 children at a discounted premium. Plan holder and spouse must have the same selected cover amounts and add up to 5 children for R10 000 cover each.

 

Cover for you and your family

Options best suited to your needs

Cover amount
Entry age 18 – 64 R20 000 R30 000 R40 000 R50 000 R60 000 R70 000 R80 000 to R100 000

Plan holder and spouse premium (per person per month)

R49

R65

R85

R105

R125

R149

personalised pricing

Family Bundle Premium (per month)

R89

R119

R149

R189

R229

R269

Our family bundles are designed to cover you, your spouse and up to five children. If you want to add more people to your bundle, an additional premium per person will be added to your bundle premium.

Cover amount per child (Children under the age of 6 can only be covered to a maximum of R10 000)
Premium R10 000 R20 000 R30 000

Ages 0-5

R6

Ages 6-17

R6

R12

R18

 

Cover for your extended family

Cover amount R10 000 R15 000 R20 000 R30 000 R40 000 R50 000
Entry age Per parent/In-law
35 – 64 R48 R65 R82 R110 Personalised pricing
65 – 74 R78 R116 R154 R230 Personalised pricing
Entry age Per extended family member (Extended family members under the age of 6 can only be covered to a maximum of R10 000)
0 – 64 R63 R95
65 – 74 R105 R158

 

eBucks Rewards

Your time to earn more

As a valued client the FNB Funeral Plan allows you to collect eBucks reward level points and receive a percentage of your monthly premiums back in eBucks, provided you have met the qualifying criteria.

You can earn up to 15% of your FNB Funeral Plan premiums back in eBucks. The percentage of premiums back in eBucks is calculated on your total monthly premiums and your eBucks reward level.

Level 1 2 3 4 5
% back 1% 2.5% 5% 7.5% 15%

How to claim

Claims made easy

To make a claim send the following documents to us at fnblifeclaims@fnb.co.za or call us on 087 736 7772:

  • Completed and signed Claim Form
  • Certified copy of the ID of the person making the claim and/or the beneficiary
  • Certified copy of the fully completed BI1663 Form (Notice of Death)

 

What you need to know

Understanding the fine print

  • Your cover starts from the day you take up the plan with immediate Accidental Death Cover
  • You cannot claim for natural death within 6 months and for suicide within 24 months
  • The plan will not pay out if death occurs as a result of driving under the influence of alcohol/drugs
  • You may cancel the plan within 30 days from taking up the plan and we will refund your premium
  • The plan and all cover will end if you do not pay your premiums as agreed

Applying made easy

FNB Funeral Plan

Qualifying criteria

  1. You must be a South African citizen or permanent resident with a bar-coded ID or smart ID card
  2. Main member must be 18 up to 64 years old
  3. You must have any valid bank account

 

Funeral cover

Get R100 000 cover with no questions and no medicals

Have peace of mind knowing that you and your family will be taken care of if the unthinkable had to happen.

What this is

Peace of mind for your famliy

When you have to deal with the financial stress of having to pay for a funeral, you need to know that you can trust your provider to help you and your loved ones process your claim as quickly and easily as possible. Trust FNB to give you the peace of mind knowing that you and your family will be taken care of if the unthinkable had to happen.

 

What it will cost

Get the right cover for you

You can add up to 21 loved ones to your FNB Funeral Plan

What it will cost

Cover amount

Plan holder (18 – 64 years)

Spouse**

R10 000

R35

R25

R15 000

R42

R32

R20 000

R49

R39

R30 000

R65

R50

R40 000

R85

R65

R50 000

R105

R85

R60 000

R125

R105

R70 000 – R100 000

Personalised pricing*

Personalised pricing*

Cost to add a child

Cover amount Child (0 – 17 years)
R10 000 R6.30

All children need to have the same cover amount

  • Children may not have a higher cover amount than the plan holder

Ts and Cs apply.

Cost to add a parent

Cover amount Parent (35 – 64 years) Parent (65 – 74 years)
R10 000 R58 R95
R15 000 R84 R136
  • All parents/in-laws need to have the same cover amount
  • Parent/in-law may have a higher cover amount than the plan holder

Cost to add extended family

Cover amount Extended Family (0 – 64 years) Parent (65 – 74 years)
R10 000 R63 R105
  • All extended family need to have the same cover amount
  • No extended family may have a higher cover amount than the plan holder