First National Bank Funeral Cover, Planning a funeral is always a difficult time for any family, that’s why our Funeral Plan is easy to understand and even easier to apply for. You not only get financial peace of mind in unfortunate times, but also get more value and rewards with eBucks every month.
We pay out claims within 24 hours of receiving all the required documents so you can rest assured that you and your loved ones are covered.
- Family Funeral Bundles from R20 000 for R89 pm
- Get R100 000 cover for you and your spouse
- Get R50 000 cover for your parents
- Get R30 000 cover for your children
- Earn extra eBucks every month
What you get
No fuss – no medicals and no questions
Added value
Double Accidental Death Benefit for you and your spouse
Quick payout
Claims paid out within 24 hours of receiving all the required documents.
Extended cover
Add up to 21 family members on a single plan.
Covered for life
All members of the plan will be covered for life provided premiums are paid.
Escalations
Your plan offers a 5% annual escalation option on its anniversary date. This will apply for everyone between the ages of 18 and 65 covered on your plan.
Family Bundles
Covers you, your spouse and up to 5 children at a discounted premium. Plan holder and spouse must have the same selected cover amounts and add up to 5 children for R10 000 cover each.
Cover for you and your family
Options best suited to your needs
| Cover amount | ||||||||
|---|---|---|---|---|---|---|---|---|
| Entry age 18 – 64 | R20 000 | R30 000 | R40 000 | R50 000 | R60 000 | R70 000 | R80 000 to R100 000 | |
|
Plan holder and spouse premium (per person per month) |
R49 |
R65 |
R85 |
R105 |
R125 |
R149 |
personalised pricing |
|
|
Family Bundle Premium (per month) |
R89 |
R119 |
R149 |
R189 |
R229 |
R269 |
– |
|
Our family bundles are designed to cover you, your spouse and up to five children. If you want to add more people to your bundle, an additional premium per person will be added to your bundle premium.
| Cover amount per child (Children under the age of 6 can only be covered to a maximum of R10 000) | ||||||||
|---|---|---|---|---|---|---|---|---|
| Premium | R10 000 | R20 000 | R30 000 | |||||
|
Ages 0-5 |
R6 |
|||||||
|
Ages 6-17 |
R6 |
R12 |
R18 |
|||||
Cover for your extended family
| Cover amount | R10 000 | R15 000 | R20 000 | R30 000 | R40 000 | R50 000 |
|---|---|---|---|---|---|---|
| Entry age | Per parent/In-law | |||||
| 35 – 64 | R48 | R65 | R82 | R110 | Personalised pricing | |
| 65 – 74 | R78 | R116 | R154 | R230 | Personalised pricing | |
| Entry age | Per extended family member (Extended family members under the age of 6 can only be covered to a maximum of R10 000) | |||||
| 0 – 64 | R63 | R95 | – | – | – | – |
| 65 – 74 | R105 | R158 | ||||
eBucks Rewards
Your time to earn more
As a valued client the FNB Funeral Plan allows you to collect eBucks reward level points and receive a percentage of your monthly premiums back in eBucks, provided you have met the qualifying criteria.
You can earn up to 15% of your FNB Funeral Plan premiums back in eBucks. The percentage of premiums back in eBucks is calculated on your total monthly premiums and your eBucks reward level.
| Level | 1 | 2 | 3 | 4 | 5 |
| % back | 1% | 2.5% | 5% | 7.5% | 15% |
How to claim
Claims made easy
To make a claim send the following documents to us at [email protected] or call us on 087 736 7772:
- Completed and signed Claim Form
- Certified copy of the ID of the person making the claim and/or the beneficiary
- Certified copy of the fully completed BI1663 Form (Notice of Death)
What you need to know
Understanding the fine print
- Your cover starts from the day you take up the plan with immediate Accidental Death Cover
- You cannot claim for natural death within 6 months and for suicide within 24 months
- The plan will not pay out if death occurs as a result of driving under the influence of alcohol/drugs
- You may cancel the plan within 30 days from taking up the plan and we will refund your premium
- The plan and all cover will end if you do not pay your premiums as agreed
Applying made easy
FNB Funeral Plan
Qualifying criteria
- You must be a South African citizen or permanent resident with a bar-coded ID or smart ID card
- Main member must be 18 up to 64 years old
- You must have any valid bank account
Funeral cover
Get R100 000 cover with no questions and no medicals
Have peace of mind knowing that you and your family will be taken care of if the unthinkable had to happen.
What this is
Peace of mind for your famliy
When you have to deal with the financial stress of having to pay for a funeral, you need to know that you can trust your provider to help you and your loved ones process your claim as quickly and easily as possible. Trust FNB to give you the peace of mind knowing that you and your family will be taken care of if the unthinkable had to happen.
What it will cost
Get the right cover for you
You can add up to 21 loved ones to your FNB Funeral Plan
What it will cost
|
Cover amount |
Plan holder (18 – 64 years) |
Spouse** |
|---|---|---|
|
R10 000 |
R35 |
R25 |
|
R15 000 |
R42 |
R32 |
|
R20 000 |
R49 |
R39 |
|
R30 000 |
R65 |
R50 |
|
R40 000 |
R85 |
R65 |
|
R50 000 |
R105 |
R85 |
|
R60 000 |
R125 |
R105 |
|
R70 000 – R100 000 |
Personalised pricing* |
Personalised pricing* |
Cost to add a child
| Cover amount | Child (0 – 17 years) |
|---|---|
| R10 000 | R6.30 |
All children need to have the same cover amount
- Children may not have a higher cover amount than the plan holder
Ts and Cs apply.
Cost to add a parent
| Cover amount | Parent (35 – 64 years) | Parent (65 – 74 years) |
|---|---|---|
| R10 000 | R58 | R95 |
| R15 000 | R84 | R136 |
- All parents/in-laws need to have the same cover amount
- Parent/in-law may have a higher cover amount than the plan holder
Cost to add extended family
| Cover amount | Extended Family (0 – 64 years) | Parent (65 – 74 years) |
|---|---|---|
| R10 000 | R63 | R105 |
- All extended family need to have the same cover amount
- No extended family may have a higher cover amount than the plan holder