First National Bank Business

First National Bank Business, Gold Business from FNB offers you stability and flexibility, with access to tools designed to steer  your business in the right direction. Choose an account that suits your sector, no matter what segment  you’re in.


For superior operational performance, card payment acceptance solutions and high performance transaction authorisation at the right price, you can rely on our Merchant Services.

Business Cheque Accounts

The FNB Business Account is our core business banking product which offers you the stability of a traditional bank account, along with the flexibility of our numerous innovative channels to access it in a convenient and efficient way. The FNB Business Account is the backbone of your business banking relationship with us.


Business Accounts

Gold Business Account

Annual turnover of R0 – R5 million p.a


Platinum Business Account

Annual turnover of R5 million – R60 million p.a

Enterprise Business Account

Annual turnover of R60 million p.a and above


Merchant Services

FNB Merchant Services has the right card acceptance solution for you at the right price.

Superior operational performance

Excellent service

FNB Merchant Services has demonstrated a more resilient transaction routing and authorising platform, due to:

  • FNB’s investment in world class systems and a dedicated team of in-house developers and operational staff with 24hr monitoring capability
  • FNB issued cards route via the international switches (Visa and MasterCard) with whom we have the fastest response time in the CEMEA region
  • The majority of the other RSA banks route their transaction traffic through BankServ which is susceptible to local challenges