Capitec Bank Joint Account

We do not offer joint accounts, however, you can add a second card to your own account. Getting a supplementary card for your Capitec account is simple. You can get it for anyone, like your spouse, child, or friend.


Traditionally, joint bank accounts are opened by married couples. But it’s not only married couples who can open a joint bank account. … Instead of splitting a bill between two bank accounts, but the funds can also simply come from one joint account.


All you need is a smartphone, internet connection, your ID, and a few minutes. You can either apply to open a savings account with Capitec or, if you’re already an existing client, activate the app on a new device using facial biometrics without going into a branch.

How to open a joint account

  1. Select the “joint account” option during the application process with your bank.
  2. Provide the bank or credit union with personal information for all account holders, such as addresses, dates of birth and Social Security numbers.