Capitec Bank Fees

Capitec Bank Fees

No one likes paying bank fees, so we do what we can to keep ours as low as possible. And we don’t do hidden costs. Ever! The fees below are effective as of 1 April 2018.


Transaction fees (R)

Credit card – One monthly administration fee 35.00

Debit card – One monthly administration fee 5.80

Minimum account balance25.00

Access

Activation/Monthly subscription (app/Internet, *120*3279#1, card)FREE

Security

Internet banking token on keyring (Internet)80.70

Replacement internet banking token on keyring (Internet)80.70

Replacement/Supplementary card (branch2)60.53

PIN change (app/Internet, *120*3279#1, Capitec Bank ATM, branch2)FREE

PIN reset (branch2)5.35

Stop card (app/Internet, branch2)FREE

Stop orders

Add, amend or cancel recurring payment (stop order)(app/internet)FREE

(branch2)5.35Recurring payment (stop order)(app/internet)1.60

(branch2)5.35

Debit orders

DebiCheck authentication10

(app/Internet,*120*3279#1)1.61

CardFREE

Branch25.35

Printed DebiCheck list5.35

Stop debit order (app,branch2)5.35

Transfers/Payments

Transfer between own accounts (app/Internet, *120*3279#1, Capitec Bank ATM, branch2)FREE

Early release: fixed-term savings (Capitec Bank ATM)95.35

Early release: tax-free savings9

Capitec Bank ATM5.35

Branch2300.00

Payment to other bank/Capitec Bank account

app/Internet *120*3279#11.60

Branch25.35

Payment to other bank (immediate)10.00

Payment to Capitec Bank client (with verified cellphone number )(app/Internet, *120*3279#1) 1.60

Payment received from MoneySend 1.61

Purchases

Purchase at local card machineFREE

Purchase at international Mastercard machine3,6,8,11FREE

Purchase online/telephone/mail6,7 (card)FREEAirtime/Data/SMS bundles & electricity (app/Internet, card)FREE

Airtime/Electricity (*120*3279#1)FREEAirtime (other bank ATM)5.55

Cash Withdrawals (fixed fees4)

PnP/Shoprite/Checkers/Boxer tillpoint1.61

Capitec Bank ATM6.56Other bank ATM8.83

International Mastercard® ATM3,6,8,1155.48

International Mastercard® card machine3,6,8,117.06

Statements

Transaction/Savings account statement

app/Internet FREE

Capitec Bank ATM 2.52

Branch27.57

Flexible savings plan statement

app/InternetFREE

Capitec Bank ATM2.52

Branch27.57

Fixed-term savings plan statement

app/InternetFREE

Capitec Bank ATMFREE

Branch2FREE

Tax-free savings plan statement

app/InternetFREE

Capitec Bank ATMFREE

Branch2FREE

Credit card statement (first statement free)

app/InternetFREE

Branch27.57Credit card transaction historyapp/InternetFREECapitec Bank ATM2.52

Branch27.57

Balance Enquiries

Balance enquiry

Capitec Bank (app/Internet, *120*3279#1, card, branch2)FREE

Local card machineFREE

Other bank ATM5.55

International Mastercard® ATM/card machine6,117.06

Declined Transactions (insufficient funds)

Card machine purchaseFREECapitec Bank ATMFREEOther bank ATM5.55

International Mastercard® ATM/card machine6 7.06

Notifications

RegistrationFREE

Send account details

SMS0.40EmailFREE

Payment notification

SMS0.40EmailFREEFax1.61SMS update0.40

Deposits

Salary chequeFREENon-salary cheque40.35Cash for loan repaymentFREE

Notes (cash-accepting ATM)96c per R100

Notes/Coins (branch2)R2.27 per R100Special clearance cheque100.88Returned cheque deposit131.14

Incoming international payment in rand (fixed fee)5100.88

Incoming international payment in foreign currency5100.88

Disputed Transactions

Disputed debit order: last 40 days (app)20.18

Disputed debit order: last 40 days (branch2)40.35

Disputed debit order: after 40 days (branch2)80.70

Disputed Debicheck: last 12 months (app)20.18

Disputed Debicheck: last 12 months (branch2)40.35Late recall of transfer to Capitec Bank account5.35Late recall of transfer to other bank account131.14

Local card machine purchase (unsuccessful dispute)55.48

International Mastercard® card machine purchase (unsuccessful dispute)131.14

Other

Card limit update (app/Internet)FREE

Card limit update (branch2)5.35

Fix savings accountFREE


Close account (branch)5.35Debit order3.73Returned debit order (insufficient funds)5.55