Albaraka Bank Home Loans

Home Finance

Low deposit requirement
No monthly admin fees
Fixed monthly instalments with an annual review
Annual lump sum option available
Access to equity on freehold property
Flexible term NOW up to *30 years
Subject to Al Baraka Bank’s property finance requirement

How do you apply?
Call us today to discuss the Al Baraka Finance product you wish to apply for.

What documentation is required?

Proof of income
Last 3 months salary confirmation (salaried individuals)
Latest annual Financial Statements / Income Tax Return (non-salaried individuals)
Last 3 months Bank Statements
Signed statement of personal Income and Expenditure
Signed statement of personal Assets and Liabilities (in joint name if married in community of property)
Bar-coded Identity Document or Smart ID
A utility bill, not older than 3 months, for the verification of your residential address

An investment in a home of your own is probably the single largest commitment you may undertake in your lifetime. So, the choices you make on the type of home, the area, cost of renovations, etc are as important as the Bank you choose to finance it.