Albaraka Bank Debit Card

Albaraka Bank Debit Card

We, at Al Baraka, constantly strive to enhance your banking experience by providing innovative Shariah-compliant products and services to suit your needs.


Al Baraka has partnered with ‘UnionPay International’, to give you the ‘Al Baraka UnionPay Debit Card’, which not only provides you instant access to over 14,000 ATMs throughout the country, but also allows you to transact freely at over 30,000 merchant locations in Pakistan. UnionPay is accepted in more than 150 countries across the globe.

Now, you don’t have to carry cash, while shopping, dining or fueling your car. Look for the UnionPay logo (similar to the one on your Debit Card) and use your card with absolute ease and comfort. Your new Al Baraka UnionPay debit card enables you to benefit from a host of services including Cash Withdrawal, Balance Inquiry, Mini-statement, Funds Transfer (within Al Baraka), Inter Bank Funds Transfer and Utility Bill Payment Services through ATM. (conditions apply).


You can avail the following set of card limits on your Al Baraka UnionPay Debit Card:

DescriptionAl Baraka UnionPay Silver Debit CardAl Baraka UnionPay Gold Debit Card
Cash WithdrawalPKR 40,000/-PKR 75,000/-
Point of Sale (PoS)PKR 75,000/-PKR 100,000/-
Inter Bank Funds TransferPKR 250,000/- (per day)PKR 250,000/- (per day)
Funds Transfer within Al BarakaPKR 250,000/- (per day)PKR 250,000/- (per day)

The fee will be applicable as per the prevailing Schedule of Bank Charges.


To activate your card, please contact our 24 x 7 customer services helpline at 111-113-442 (from a pre-registered number). A dedicated Phone Banking Officer will activate your Debit card after necessary verification and will facilitate you in generating your PIN. The PIN will be used on ATMs as well as on Merchants for Point of Sale Transactions.

You can meet your cash needs, do shopping or perform your all banking transactions with your 24/7 Albaraka Debit Card without visiting our branches.


  • You can use Albaraka 24/7 ATMs and other banks’ ATMs in Turkey.
  • You can access your accounts via all ATMs carrying the Maestro or Visa/Plus, TROY, UnionPay logo, withdraw money or do shopping abroad.
  • You can instantly perform banking transactions such as money deposit, balance inquiry and money transfer.
  • You can pay all your bills and taxes with your debit card via Albaraka Turk ATMs. Also, you can deposit TL and trade FX or gold.
  • You do not need to carry cash with you when you have a 24/7 Albaraka debit card.
  • You can use cash in your domestic and international purchases, and save time without waiting for change.
  • You eliminate the risk of your money being stolen or lost.
  • When you go abroad, you can have cash in the currency of the related country.
  • You can view all the transactions you made with your card, which you can use 24/7, via the Albaraka Internet Branch.

Debit Card – MCU

When you open an account at Al Baraka Bank Lebanon, you can apply to obtain the “MCU” Direct Debit Card. 


Security: PIN code (100 % secure)
Spending Limit: Linked to account balance
Settlement: Upon withdrawal
Card Fees: Zero
Usage: International (ATM & POS) 4 withdrawals for free
Balance inquiry free

Lost or Stolen Cards


In case your card is lost or stolen, you must call 444 5 666 Alo Albaraka immediately. Please visit our card security page for detailed information.