African Bank Integrated Report

African Bank Integrated Report

This section contains presentations and other information issued by the African Bank Holdings Group. The published information includes presentations made at Investor Conferences outside of the normal reporting timelines.

  • 13 Aug 2021African Bank SA Debt Capital Market presentation Download
  • 04 Mar 2021African Bank Launch presentation for SA Debt Capital Markets Download


  • A digital retail bank in the making
  • Solid progress on diversification
  • Core loans business performing well, Return on Equity 20.0%
  • Six month retail deposit growth of 90%


  • Gross advances R26.9 billion
  • Reduced credit risk charge 11.1%
  • Conservative provisioning
  • Lower risk represents 80%  of advances 


  • Group profit before tax and foreign exchange R715
  • Profit before tax and foreign exchange up 42% year-on-year
  • Group Return on Equity 9.6%


  • Cash resources R8.6 billion
  • Bought back  R1.9 billion
  • Core Equity Tier 1 ratio 32.6%