ABSA Bank Funeral Cover

ABSA Bank Funeral Cover

Below is the information on the ABSA Bank Funeral Cover.


We’ll make sure funeral costs are taken care of to support you and your family at a difficult time. Let one of our consultants give the best funeral plan for your needs.

Funeral cover from Absa

When do I need funeral cover from Absa?

Our funeral cover is for you, if you:

  • And your spouse are between the ages of 16 and 65 
  • Want funeral cover that lasts your whole life 
  • Want to add up to eight members of your extended family to your cover

What does Absa’s funeral cover include?

  • You can choose cover from R10 000 up to R60 000
  • Cover for you, your spouse, children and up to eight extended family members
  • Double payout on accidental death of the main member
  • The option to select appropriate annual premium and cover increases  
Cover for you and your spouse from R2.10 a day
  • Choose the cover that suits your budget. Optional grocery, unveiling and after-funeral benefits. Premiums based on age.
Cover for all your children from R10 a month
  • Cover up to R50 000 per child for their whole life. No limit to the number of children you can cover. Premiums based on age.
Get double payout at no additional cost
  • Should you, your spouse or family members over the age of 18 pass away due to an accident.

What you can expect

Added Features

  • No medical examinations or questions. Cover starts when you pay your first premium.
  • Keep your loved ones’ funeral cover active after you pass away by paying your premiums for five years.
  • Full funeral cover from day one if you’ve had existing comparable funeral cover for at least 6 months elsewhere and you are switching to Absa.
  • Add up to 8 extended family members to your funeral plan including your parents, in-laws, brothers, sisters, aunts, uncles, nieces, nephews, cousins, grandparents, grandchildren, great-grandparents and employees.
  • You and your spouse can get up to R100 000 cover. Children and extended family members can get up to R50 000 cover.
  • Transportation of mortal remains to the nearest funeral home in South Africa at no additional cost.
  • Protect yourself against rising costs with cover that increases by only 3% per year.
  • Your waiting period can be set aside if the policy is taken out to replace a similar policy.

How it works

  • COVID-19 is not a specific exclusion on Absa Life policies. A claim resulting from the virus will be paid, subject to the general terms and conditions of your policy.
  • You cannot claim for death due to natural causes in the first 6 months of your Flexi Funeral Plan, unless you are replacing a similar cover from elsewhere where the waiting period has been served.
  • You cannot claim for death due to suicide in the first 12 months of your Flexi Funeral Plan.
  • You are covered from day one for accidental death.
  • You and your spouse can be covered as long as you are between the ages of 18 and 70 years.
  • You can add children as long they are younger than 70 years.
  • You can add extended members as long they are younger than 75 years.

What do I need to be able to claim?

In order for a funeral claim to be processed, the client will need to provide the following documentation:

  • Completed claim form
  • Completed BI 1663 (Notification of death)
  • Certified copy of the death certificate
  • Certified copy of claimant’s identity document – if the claimant is not the Main Member/Policy Holder
  • Certified copy of deceased’s identity document
  • A completed police report is required if death occurred due to unnatural causes
  • Proof of banking details (not older than 3 months) is required if the proceeds are paid into any other bank, other than Absa Bank
  • Where no beneficiary is noted, a Letter of Authority is required

Once you have all of the documentation mentioned above, you can email them to [email protected] to submit your claim. Remember, you can get your documents certified at your nearest Absa branch, police station or at a commissioner of oaths.