FirstRand Bank Personal Loan
Features and Benefits of Firstrand Bank Account Personal Loan
- Maximum loan amount
- Multiple loan repayment options
- Fast & easy processing of personal loan application
- Quick loan approval
- Guarantor is not insisted upon by the bank
- Attractive & competitive interest rates
- Offers special schemes and discounts for employees of large companies
- Usually, no security is required for availing personal loan
How to Apply for Firstrand Bank Account Personal Loan?
- Apply Online: You can apply online through website of ICICI Bank and fill up your personal information and work information & uploading necessary documents. You can apply after checking your loan eligibility.
- Apply Offline: You can visit personally to any of ICICI Bank branches alongwith all the required documents , fill up the form and get your loan approval process started.
Firstrand Bank Account Personal Loan Purpose
To meet all sorts of financial needs like a holiday trip abroad, household shifting, marriage in the family, payment of credit card bill, repayment of an existing loan, medical emergencies and many more without worrying about keeping any collateral or property.
Firstrand Bank Account Personal Loan Eligibility
- Age: 21 to 58 years.
- Permanent employees of State/Central Govt., Public Sector Undertakings, Corporations, Private Sector Companies and reputed establishments.
- Salaried / Self – Employed with regular income.
- Number of years in the present job/ business/ profession: upto 3 years
Firstrand Bank Account Personal Loan Document Required
- Duly filled up and signed personal loan application form
- Photographs
- Proof of identity- Passport, Voter ID card, Driving license, PAN card, Aadhar Card, Government department ID card
- Proof of income -Latest salary slip showing all deductions or Form 16 along with recent salary certificate (for salaried individuals)
- Proof of income- Income Tax Returns of 2 previous financial years (for other than salaried individuals)
- Proof of Address – Bank account statement, Latest electricity bill, Latest mobile/telephone bill, Latest credit card statement, Existing house lease agreement
- Bank Statement or Bank Pass Book of having entries of last 6 months