Investec Bank Deposit Rates

Investec offers fixed-term deposits, notice deposits, and instant access deposits, prime linked deposits, and tax-free fixed rates. Deposits range from 1 month to 12 months

Investec Fixed Deposit Interest Rates

These products are no longer available to new clients.

Interest rates for individuals
	Monthly Gross P.A.ˆ	Annual Gross P.A. AER*
Investec Fixed Term Deposits (on deposits between £25,000 and £1,000,000)
1 year Fixed Term Deposit	Closed	Closed
18 month Fixed Term Deposit	Closed	Closed
2 year Fixed Term Deposit	Closed	Closed
3 year Fixed Term Deposit	Closed	Closed

Notice Plus Account – Issue 2 (on deposits between £10,000 and £1,000,000)If your account balance falls below £10,000, you will earn 0.00% gross p.a.^ (variable)/AER*.If your account balance is greater than £1,000,000, you will earn 0.00% gross p.a.^(variable)/AER* on the portion of your funds above £1,000,000.Interest is calculated daily and paid monthly.

Notice Period	Immediate access percentage	Interest rate (without loyalty rate)	Interest rate (including loyalty rate)
		AER*	Gross p.a.^(variable)	AER*	Gross p.a.^(variable)
35	0%	0.30%	0.30%	0.35%	0.35%
10%	0.25%	0.25%	0.30%	0.30%
20%	0.20%	0.20%	0.25%	0.25%

65	0%	0.30%	0.30%	0.35%	0.35%
10%	0.25%	0.25%	0.30%	0.30%
20%	0.20%	0.20%	0.25%	0.25%

95	0%	0.50%	0.50%	0.55%	0.55%
10%	0.45%	0.45%	0.50%	0.50%
20%	0.40%	0.40%	0.45%	0.45%

Interest rates for individuals
	Monthly Gross P.A.ˆ	Annual Gross P.A. AER*
Cash ISA
£0 – £999	0.00%	0.00%
£1,000	0.30%	0.30%
Direct Reserve Sterling
£0-£24,999	0.00%	0.00%
£25,000-£2,000,000	0.30%	0.30%
Direct Reserve US dollar
$0-$24,999	0.00%	0.00%
$25,000-$2,000,000	0.25%	0.25%
Direct Reserve euro
€0-€24,999	0.00%	0.00%
€25,000-€2,000,000	0.00%	0.00%
E-asy Access Acount
£0 – £9,999	0.05%	0.05%
£10,000-£1,000,000	0.20%	0.20%
Investec High 5 Acount
£25,000+	0.00%	0.00%
Investec High 5 Acount Issue 2
£25,000+	0.00%	0.00%